All you need to know about Personal Loan

Spread the love

All you need to know about Personal Loan offers instant soft approval for Personal Loan which further gets disbursed in 48 hours from our in-house NBFC, multiple banks & other NBFCs.


Personal Loan Real-Time Approval offers instant soft approval for Personal Loan which further gets disbursed in 48 hours from our in-house NBFC, multiple banks & other NBFCs. Enjoy the fastest process, doorstep services, transparent processing, simple & easy documentation, and competitive lowest interest rate.

We Also Provide Loans To Those Who Are Bachelors Living On The Shared Basis Or Rented.

A personal loan is a purely unsecured, short-term cash loan, which means that the individual customer is not required to provide the bank with any security (ex. property, jewels) or any kind of guaranty against the personal loan.

Formally, for any urgent cash requirement, we prefer a personal loan. It can be taken for any general purposes like education, reconstruction of property/home renovation, a wedding expense, vacation, etc. Most of the finance companies or other banks offer Personal Loans up to Rs. 40 lacs for salaried customers. Normally, it can be repaid over a period of 12 months to 60 months. Some of the banks are funding more than that.

The personal loan amount you are eligible for and the personal loan interest rate for you will depend on factors such as monthly income, customers’ employment history, residence history, and past financial credit history along with the pattern. Banks typically have capped the monthly payment (EMI) on your loan to about approximately 60% – 70% of your monthly take-home income. However, a customer cannot take a personal loan for any kind of bad investment or expense which is 

Offers And Schemes

Personal Loans at the lowest interest rates from different financial companies.

• We are here to help all our customers to get special offers from all the Banks/ NBFCs for quotes on interest rates in many different ways (ex. monthly reducing rate, flat rate). Looking at the interest rate value alone might not give you a true picture of which personal loan quote is the best for you. You must check the EMI. The processing fee should also be considered when comparing loan quotes.

• If you are in urgent need of a Personal loan, just compare the average time taken by the banks to disburse a personal loan. Get Instant Personal Loan in Pune.

• Compare the customer satisfaction ratings of each bank and choose the best, as the application process is different at each bank.

• You can take help for comparing the best deal from the team free of cost.

Documents Required

For Salaried Customers


  1.  One valid Identity proof
  2.  Latest six months Bank statements
  3.  Latest Residence proof
  4.  Latest three-month Salary slip
  5.  If required guarantors & their same set of documents


For Self Employed Customers


  1.  Three years ITR if more than 5 yrs in the same business
  2.  Profit & Loss Account, Balance Sheets & Audit report
  3.  If a company is Pvt ltd then MOA
  4.  Shop act / Partnership Deed & other mandatory documents etc.
  5.  KYC of individual / company
  6.  Six-month bank statement
Personal Loan Interest Rates 2021

Read below the comparison sheet for Personal Loan Interest Rates. has consolidated all the information regarding the latest rate of interest in one place. This loan comparison will surely help you to apply for a personal loan. Please keep visiting this section to remain updated.

Comparison chart for the rate of interests and loan amount

Banks/Finance companyMin. Salary Per month in RsRate of Interest BetweenLoan Amount Provides Between
HDFC BANK2000010.99% – 18%1 Lac – 40 Lac
ICICI BANK2000010.99% – 18%1 Lac – 40 Lac
Yes BANK2500010.75% – 16%2 Lac – 40 Lac
Capital First2000012% – 24%1 Lac – 10 Lac
Fullerton India2000018% – 40%25 k – 15 Lac
HDB Financial2000014% – 21%1 Lac – 15 Lac
Tata Capital2000012% – 18%1 Lac – 15 Lac
RBL Bank Ltd2000013% – 18%1 Lac – 15 Lac

Spread the love
toto slot gacor sbobet idn poker slot88 tangkasnet baccarat online warungtoto pokerseri vegasslot77 bonanza88 dragon77 infini88 jackpot138 emas138 cuan138 bet88 idn live judi bola bos88 bro138 hoki99 slot5000 idngg vegas4d 77lucks luxury111 luxury12 sky77 agen338 maxwin138 javaplay88 ligaplay88 hoki99 slot gen777 vegas88 slotsgg lemacau