All you need to know about home loan
Rokadaa.com provides the lowest rate of the market. You can compare all the loan providers offer under a single roof. A home loan can be used to…
By TEAM ROKADAA.COM
Get online home loan approval at lowest interest rates & it starts from 7.20% per annum floating and reducing with lowest processing fees, no hidden charge, loan amount starts from Rs. 10 Lakhs to Rs. 25 Crore with simple documents, fully digital process & avail your instant principle approval, instant support and doorstep service. Home Loan available for Salaried, Self-employed, Self-employed Professionals and NRI customers in Pan India Cities.
A home loan is a loan that has endued to purchase of residential flat, bungalow, residential plot or plot purchase plus construction loans. So in this loan buying property will mortgage with loan provider banks or housing finance company, hence it is a secured loan by collateral property. Home Loan is the second-largest demanding loan product available in the financial market in India.
Here Rokadaa.Com brings customized features that have great benefits to our customers across India. These silent features made our platform as best opportunity platform for all customers,
Check out the Dealsofloan offerings for home loan lowest interest rates, instant check eligibility & various offer from different banks or all housing finance companies, and apply now with our digital application integrated systems now.
Twelve main things that can help to get the best deal available in the market at the lowest interest with zero hidden cost, we will help you start from loan application to complete your disbursement, we give great values to our relationship and always ready to serve you the best of the market.
Best Home Loan With Smart Features Available In 2021:
|• Interest Rate Start at 7.25% EMI start from Rs. 790/ Lakh for 20 Years||• Additional loan available for down payment of property||• Top Up Loan available at housing loan interest rates|
|• Digital Application Process Available get instant Approval||• Non Agriculture & Gram Panchayat Property Loan Available||• Ready possession and under construction Property allowed|
|• Custom made Home Loan program & that understand you need!||• Compare Offers From 30+ Home Loan Providers||• Up to Four Family members income clubbing option|
|• Cash Salary Loan Processing Program Available||• 12+ Eligibility Calculation Program to Enhance Loan Eligibility amount||• Cash Business Income Loan Eligibility Program|
|• Special Balance Transfer Loan Program with Zero Processing Fees||• Top-up loan at home Loan interest rate is available||• Avail 100% Loan against Purchase Agreement|
|• PMAY Home Loan Subsidy Scheme Available||• Extra Loan Available for Furniture & Interior||• Door Step Service at Zero service charges|
Rokadaa.Com offers the best rates available in the markets. You can compare all the loan providers offer under a single roof. A home loan can be used to buy a new property like flats, bungalow, and row houses also. Banks generally provide 75% to 90% of the property value as a home loan, we are offering 100% loan on agreement value on resale property purchase.
Under new property, the purchasing customer has to pay as a down payment amount and it has to be arranged as the initial down payment. You can also avail a personal loan for the further down payment amount. Nowadays some builders provide fully furnished flats to enable higher loan amounts. This also reduces the cost of furnishing the house in possession.
To apply for a Home Loan there are some parts included in availing Home Loan starting with identifying your property to fill up the loan application form, let’s have a quick check about the loan application process.
Checkout Home Loan Application Step Wise Process:
1) Complete your application details in the given application form as per the KYC and other documents, we suggest you to complete your application field in one go it will provide you an instant decision.
2) Update your individual & your other co-applicant net income details if required, customer can club up to four co-applicants to enhance the loan amount eligibility as per the requirement.
3) Check your loan eligibility on our platform easily, if you found less eligibility we will help you to enhance the loan amount with our various smart loan calculation programs.
4) Get best offers from the market from Rokadaa.Com team and complete you application login process after selecting the bank or housing finance option with the help of Rokadaa.Com team.
5) Upload your scan copy of KYC & income documents in PDF format on our platform to complete your digital login or physical copy of required documents and complete the signing process on all KYC and income documents along with bank loan application form provided by Rokadaa.Com team.
6) You can get principal home loan approval within 48 hours with our digital process to avail of this digital application customers need to upload a clear PDF copy of KYC documents along with other financial and income documents.
7) Track your loan application status on our Rokadaa.Com loan mobile app, it is available on the Google Play store, it will help our customers to track their stepwise feedback and hold query from credit team of bank/finance, customers should resolve the hold/pending query on a priority basis it will reduce the loan processing time.
8) Get dedicated support from our support team, our team will update you from time to time about customer appointments for doing various verification like Property legal report, valuation report, and another personal discussion with the credit team, it will provide timely approval & disbursement.
- Colour Photo
- PAN Card Copy
- Last 6 months bank A/C statement
- Passport size photograph of the applicant & co-applicant
- Age proof of co-applicant
- Residence Address Proof
Home Loan Interest Rates 2021
Read below the comparison sheet for Personal Loan Interest Rates. Rokadaa.Com has consolidated all the information regarding the latest rate of interests at one place. This loan comparison will surely help you to apply for a personal loan. Please keep visiting this section to remain updated.
Comparison chart for the rate of interests and loan amount
|Banks/Finance company||Min. Salary Per month in Rs||Rate of Interest Between||Loan Amount Provides Between|
|HDFC BANK||20000||10.99% – 18%||1 Lac – 40 Lac|
|ICICI BANK||20000||10.99% – 18%||1 Lac – 40 Lac|
|Yes BANK||25000||10.75% – 16%||2 Lac – 40 Lac|
|Capital First||20000||12% – 24%||1 Lac – 10 Lac|
|Fullerton India||20000||18% – 40%||25 k – 15 Lac|
|HDB Financial||20000||14% – 21%||1 Lac – 15 Lac|
|Tata Capital||20000||12% – 18%||1 Lac – 15 Lac|
|RBL Bank Ltd||20000||13% – 18%||1 Lac – 15 Lac|